As the debtor faces imminent danger from his loan shark, he enlists Jang Gil-ryong for a diabolical task - one that comes at a high and personal cost.
Distracted by Lee Yu-jeong, Glasses gets into a car accident. When he discovers a witness, he panics and tries to erase any trace of his involvement.
After the witness demands more money, Glasses uncovers inconsistencies in the recent accident. The Debtor panics as Gil-ryong demands his due.
Caught in the shadows of her past, Lee Ju-yeon is stirred by a name that echoes old memories, pushing her to confront lingering questions.
Prepared with a plan, the Debtor confronts Gil-ryong -- but the plot soon devolves into chaos when the Witness sees an opportunity to exploit.
The Witness faces unexpected setbacks after thinking he's in the clear. But with Ju-yeon on his trail, can he break free from the relentless karmic cycle?